Storm Damage

The first step is to ensure your safety and that of your family. If the property is safe to enter, document the damage with photos and videos. Secure any areas that may pose a risk or cause further damage, such as covering broken windows or placing tarps over exposed areas. Contact Central Florida Claims Adjusters as soon as possible to report the damage and begin the claims process.

During the visit, our claims adjustor will thoroughly inspect the storm-damaged areas of your property. They will take detailed notes, photos, and measurements, and may ask you questions about the event and the damage sustained. The adjustor's findings will help determine the extent of the damage and the amount of compensation you are eligible for under your insurance policy.

The time to process a storm damage claim can vary based on the severity of the damage and the specifics of your insurance policy. Generally, the initial inspection and documentation take a few days, followed by a review period by the insurance company. It typically takes between 1-2 weeks for a final decision and payment, but this can be longer for more extensive cases or during peak storm seasons.

Coverage for storm damage depends on your specific insurance policy. Most standard homeowner's insurance policies cover damage caused by wind, hail, lightning, and falling debris. However, flooding caused by storms may not be covered unless you have separate flood insurance. It is important to review your policy details and speak with your insurance agent to understand the extent of your coverage and any exclusions that may apply.